Insurance providers have a legal duty to handle valid claims honestly and promptly. If an insurance company is refusing to pay you what your claim is worth in Galveston, TX, you need a skilled law firm like The Law Firm of Alton C. Todd Personal Injury Lawyers to advocate on your behalf.
Our Galveston bad faith insurance lawyers have 58 years of combined experience and have won over $500 million for our clients to date. Call today at (409) 207-9299 for a free case evaluation and clear, honest advice about your next steps.
The Law Firm of Alton C. Todd Personal Injury Lawyers Can Help You if You’re the Victim of Insurance Bad Faith in Galveston, Texas
Texans pay steep premiums for car insurance, with the average annual cost for full coverage in Texas reaching over $2,500. When you spend that kind of money to protect yourself against the unexpected — whether it’s a car crash or another loss — you expect the insurance company to honor their promise and pay fairly for your injuries.
At The Law Firm of Alton C. Todd Personal Injury Lawyers, we have the knowledge and experience to push back against these bad faith tactics. When you hire our Galveston personal injury attorneys, we’ll immediately get to work by:
- Conducting a comprehensive investigation into your accident
- Bringing in leading experts to support your case
- Determining all parties responsible for your injuries
- Precisely calculating the full value of your damages
When it’s time to negotiate, we’ll be fully prepared with strong evidence and a clear valuation of your case. If the insurance company refuses to settle fairly, we won’t hesitate to take them to court and present your case to a jury. Contact our bad faith insurance lawyers in Galveston, Texas, today for a free case review.
What Are Bad Faith Claims in Galveston, TX?
Car accident statistics in Texas are alarming. In 2022 alone, someone was injured in a crash every two minutes, and a life was lost every two hours. With numbers like that, it’s no surprise that insurance claims are constantly being filed. Meanwhile, the U.S. insurance industry rakes in about $316 billion a year—more than enough to pay out legitimate claims.
Insurance companies of any type, car insurance or otherwise, are entitled to investigate claims thoroughly. However, they are not permitted to act in bad faith during the process. Texas law explicitly forbids insurers from using deceptive or unfair practices to delay or deny rightful payouts.
Common examples of bad faith actions include:
- Denying claims without conducting a proper investigation
- Misrepresenting the terms of the policy to confuse claimants
- Failing to provide a reasonable explanation for a denial
- Twisting important facts to justify nonpayment
Insurance companies often bank on policyholders not knowing their rights, and they’ll use any tactic available to avoid paying the full value, or paying at all, if they think they can. Contact us today to arrange a free consultation and find out how we can fight back on your behalf.
What Damages Can I Recover When an Insurance Company Acts in Bad Faith?
Laws designed to prevent insurance companies from acting unfairly don’t always stop them from engaging in bad faith practices. Unethical handling of claims remains a widespread problem.
However, you’re not without options. If you’ve been mistreated by an insurer after a Galveston car accident, you may have the right to pursue significant financial recovery, which could include:
- Economic damages to cover medical bills, lost income, and other financial setbacks
- Non-economic damages for the pain, suffering, and emotional toll you’ve endured
- Statutory penalties and interest meant to penalize bad faith conduct
- Punitive damages to further punish the insurer’s wrongdoing
- Attorney’s fees, so you’re not out of pocket for fighting back
Holding an insurance company accountable for bad faith isn’t a simple task. It demands a seasoned lawyer with a strong history of success and a reputation for taking on powerful insurers.
If you’re feeling overwhelmed and wronged, don’t face this battle alone. The Law Firm of Alton C. Todd Personal Injury Lawyers is ready to step in and fight for you.
Call Our Top-Rated Galveston Bad Faith Insurance Attorneys for a Free Consultation
Handling the challenges that come after a car crash or another injury can be overwhelming. You need time to focus on healing, but financial pressures from medical bills and other expenses quickly mount. Unfortunately, insurance companies aren’t likely to make the process any smoother.
If you have a legitimate claim and suspect that the insurer is delaying, underpaying, or denying your compensation without good reason, reach out to The Law Firm of Alton C. Todd Personal Injury Lawyers.
We’ll listen carefully to your experience, walk you through your options, and conduct a detailed review of your situation. When you need strong legal support, you can count on our Galveston bad faith insurance attorneys to stand by your side.
