Have you been injured in an accident with an uninsured motorist in Galveston, TX? If so, contact The Law Firm of Alton C. Todd Personal Injury Lawyers at (409) 207-9299 for a free consultation. Let our Galveston uninsured motorist claims lawyers help you pursue compensation for your medical bills, pain and suffering, and more.
Our team has 58 years of combined experience fighting to protect the rights of injury victims, and we have recovered more than $500 million in compensation. You should not be left on your own because someone else decided to drive without insurance. Let our Galveston car accident attorneys help you get the justice you deserve and recover full and fair compensation.
How The Law Firm of Alton C. Todd Personal Injury Lawyers Can Help With an Uninsured Motorist Claim in Galveston
Being involved in a car accident in Galveston, Texas, is stressful enough, but things only get worse when the other driver doesn’t have insurance. You may be stuck with car repair bills and extensive medical bills, and you are likely wondering how you will pay them. Thankfully, The Law Firm of Alton C. Todd Personal Injury Lawyers can help.
Our Galveston personal injury lawyers can help guide you through every step of an uninsured motorist claim, including:
- Launching a thorough investigation into your accident
- Identifying all potential defendants and sources of compensation
- Assessing all available insurance coverage
- Reviewing the details of your uninsured motorist coverage
- Putting an accurate value on your claim
- Handling all conversations with the insurance company
- Filing all necessary paperwork for the claims process
- Negotiating a full and fair settlement for your claim
We understand that the time after an accident can be scary and confusing. Call us now to schedule a free consultation with a Galveston uninsured motorist claims attorney and let us help you get the compensation you are owed.
What Is an Uninsured Motorist Claim?
If you are hurt in a car accident that another driver caused, the at-fault driver typically has legal liability to pay for your damages. However, the Texas DMV estimates that roughly 20% of drivers in the state lack insurance coverage. If you get into a wreck with an uninsured driver, you may have a couple of options for getting the compensation you are owed.
First, you can file a personal injury lawsuit against the at-fault driver. However, this process can be lengthy and complex. Even if you win your case, the other driver might not have the money or assets to pay for your damages.
You can also file a claim with your own uninsured motorist coverage. This is usually the best option in situations like this. While this coverage is not mandatory in Texas, it is included by default with all automobile insurance policies. You must reject this coverage in writing if you decide not to maintain it as part of your policy.
What Types of Damages Are Available in Uninsured Motorist Claims?
Getting compensation from your own uninsured motorist coverage entitles you to the same types of damages as if you had filed a claim against the other driver’s insurance. You can generally recover both economic and non-economic damages.
Economic damages compensate for financial losses, which may include:
- Medical bills
- Lost wages and benefits
- Out-of-pocket expenses
- Property damage
- Diminished earning capacity
On the other hand, non-economic damages compensate for physical and emotional trauma. In many cases, these damages can be even more valuable than economic damages.
Some common examples of non-economic damages are:
- Emotional distress and mental anguish
- Pain and suffering
- Loss of consortium
- PTSD
- Depression
- Anxiety
- Diminished quality of life
- Loss of enjoyment of life
An experienced Galveston car accident lawyer can help you identify all the damages that are available in your case.
How Long Do I Have To File a Lawsuit After a Car Accident in Texas?
In most cases, injured victims in Texas typically have two years to file a lawsuit for their damages. Missing this deadline can cause you to completely lose your right to recover any compensation for your injuries.
There are some special cases in which the deadline may be different from the general rule. Your insurance policy may also specify its own filing deadlines for a claim. Since these rules can get complex, you should always get help from an experienced Galveston personal injury attorney as soon after your accident as possible.
Contact Our Galveston Uninsured Motorist Claims Lawyers for a Free Consultation
If you have been hurt in a car accident and the other driver had no insurance, contact The Law Firm of Alton C. Todd Personal Injury Lawyers today. We can help you understand all your legal options and help you pursue compensation. Contact us today to schedule a free consultation with a Galveston uninsured motorist claims attorney and let us get started.
