Do I Need A Lawyer for Fred Loya Insurance Claims?
Filing an insurance claim after a car accident can be daunting, especially when dealing with Fred Loya Insurance. Fred Loya is a popular choice for residents in Friendswood, but they may try to underpay claims after a car accident. If you have been injured and need to file a claim with Fred Loya Insurance, this may leave you wondering whether you need a Friendswood car accident lawyer.
If you or a loved one are pursuing a claim with Fred Loya, they may often attempt to minimize payouts to protect their profits. Hiring a Friendswood personal injury lawyer for your claim can improve your odds of recovering compensation. A lawyer is beneficial if you are facing:
Serious Injuries
Serious injuries typically require extensive medical treatment. You may also be causing long-term disability. A lawyer can help you recover compensation that adequately covers your current and future medical expenses, lost income, and pain and suffering. They can also retain expert witnesses to corroborate the impact an accident has had on your life.
Disputed Liability
Fred Loya may try to argue that you were partially or fully at fault for your accident. This can significantly reduce or eliminate your compensation. This is because Texas applies a modified comparative fault rule in personal injury cases.
If you are found to be partly at fault for your accident, your compensation will be reduced proportionally by your share of fault. An experienced personal injury lawyer can gather evidence, interview witnesses, and consult with experts to fairly apportion fault amongst the parties in your case.
Low Settlement Offers
Insurance adjusters often offer less than a claim is worth, hoping you will accept the amount without questioning. A personal injury lawyer will understand the tactics insurers like Fred Loya use to minimize payments. A lawyer can also negotiate aggressively on your behalf to secure a fair settlement for your damages.
Bad Faith or a Claim Denial
Your claim may be denied. A personal injury lawyer can identify whether the denial was justified under the terms of the policy. If it was not, they can challenge the decision through negotiations or by filing a lawsuit.
In some cases, Fred Loya might also engage in bad faith tactics by creating unnecessary delays, failing to communicate, or denying a claim unreasonably. A lawyer can hold the insurer accountable and pursue additional compensation if bad faith is involved.
How a Lawyer Can Help With Your Fred Loya Claims
A Friendswood personal injury lawyer can help with your Fred Loya claim in several ways, including the following:
- Building a strong case: Lawyers can collect critical evidence for your claim to build a strong case, such as medical records, accident reports, and witness statements.
- Strategic negotiation: Lawyers understand the insurance claims process and how to negotiate strategically for maximum compensation. They can also use these skills to counter low offers with persuasive evidence.
- Litigation prep: Not all claims are resolved outside of court. A lawyer can file a personal injury lawsuit and continue the fight for compensation in court.
- Stress reduction: Working with a lawyer lets you focus on recovering after an accident. Your lawyer will handle all aspects of your Fred Loya claim and update you as it progresses.
Schedule a free consultation if you or a loved one are pursuing a claim with Fred Loya. Your attorney can advocate on your behalf for the compensation you deserve.
A Friendswood Personal Injury Lawyer Can Help With a Fred Loya Insurance Claim
Hiring a lawyer can make a substantial difference in the outcome of your Fred Loya claim if you are facing injuries and other damages. An experienced personal injury team understands the challenge of getting the compensation you deserve. Schedule a free consultation with a Friendswood personal injury lawyer today to learn how they can help with your claim.
Contact the Texas Car Accident Lawyers of The Law Firm of Alton C. Todd Personal Injury Lawyers for Help Today
Please contact an experienced car accident lawyer at The Law Firm of Alton C. Todd Personal Injury Lawyers to get a free initial consultation today our offices in Friendswood & Galveston, TX.
We serve throughout Galveston County in Texas and surrounding areas.
The Law Firm of Alton C. Todd Personal Injury Lawyers – Galveston
2101 Mechanic St. Suite 253
Galveston, TX 77550
(409) 207-9299
The Law Firm of Alton C. Todd Personal Injury Lawyers – Friendswood
312 S. Friendswood Dr.
Friendswood, TX 77546
(281) 992-8633
