If you were injured in an accident involving a Lyft vehicle in Galveston, Texas, you may have grounds to file a claim for compensation. The Law Firm of Alton C. Todd Personal Injury Lawyers is here to help you navigate your legal options and pursue all of the money damages you’re entitled to.
Our Galveston Lyft accident lawyers have 58 years of combined experience and have recovered over $500 million for our clients to date. That’s the kind of track record of success that makes insurance companies fear for their profits. Call today at (409) 207-9299 for a free consultation.
How The Law Firm of Alton C. Todd Can Help After a Lyft Accident in Galveston, TX
Rideshare accident claims are more complicated than those based on standard car crashes, primarily due to the various insurance policies and regulations that can come into play. You need a Galveston personal injury lawyer who understands how these cases work and knows how to cut through the complexity.
When you hire our top-rated Galveston car accident lawyers, we will:
- Conduct a thorough investigation into the cause of your crash
- Identify every liable party, from the rideshare driver to potentially negligent third parties
- Determine which insurance coverage applies to your situation
- Gather critical evidence like police reports, dashcam footage, and medical records
- Handle all communications and negotiations with the insurance companies
- Take your case to trial if a fair settlement is not offered
Contact our Galveston personal injury attorneys today to set up your free case review. We can walk you through your options and answer all of your questions at that time.
Lyft Insurance Coverage in Texas: What You Need To Know
Texas is a fault-based state, meaning the party responsible for causing an accident is also responsible for covering the resulting damages. When a Lyft driver is involved, figuring out which insurance policy applies depends on what the driver was doing at the time of the wreck.
Texas law breaks rideshare insurance into three phases:
- App off: When the Lyft app is not active, only the driver’s personal auto insurance is in effect
- App on, waiting for a ride request: Lyft provides limited liability coverage of $50,000 per person, $100,000 per accident, and $25,000 for property damage
- Ride accepted or passenger in the vehicle: A $1 million liability policy from Lyft applies
The insurance company that owes you money depends entirely on which phase the driver was in when the collision occurred. This is one of the biggest reasons rideshare claims can get contentious, but our attorneys are more than up to the task of fighting for your rights and interests.
What Types of Damages Can I Recover After a Lyft Accident in Galveston?
If another party’s negligence caused your crash, you may be entitled to both economic and non-economic damages through a personal injury claim.
Economic damages cover the financial impact of the accident, including:
- Medical bills
- Future medical care
- Lost wages
- Diminished earning capacity
- Property damage
- Miscellaneous out-of-pocket expenses
Non-economic damages address losses that are harder to quantify but no less real, such as:
- Pain and suffering
- Emotional distress
- Loss of quality of life
- Loss of consortium
- Disability
In cases involving especially reckless conduct, punitive damages may also be available under Texas law. These are designed to punish the at-fault party rather than simply compensate you for your losses, though they do end up in your pocket nonetheless.
What Happens if I Share Some of the Blame for My Galveston Lyft Accident?
Texas follows a modified comparative fault law under Chapter 33 of the Civil Practice and Remedies Code. Under this system, you can still recover compensation as long as you are not more than 50% responsible for the accident. If you are found to be 51% or more at fault, however, you will be barred from recovering any damages.
When you are partially at fault, your award will be reduced by your percentage of responsibility. For example, if your damages total $200,000 and you are assigned 25% of the blame, your recovery would be reduced to $150,000.
Insurance adjusters will often try to inflate your share of fault to lower the value of your claim. Having an experienced Lyft accident attorney in Galveston on your side can make a meaningful difference in how fault gets allocated.
Schedule a Free Consultation With Our Galveston Lyft Accident Attorneys
Were you involved in a Lyft accident in Galveston, TX? You may be entitled to compensation, potentially from the rideshare company itself in some cases. The Law Firm of Alton C. Todd Personal Injury Lawyers can help you take legal action while you focus on your medical recovery.
Contact our Galveston Lyft accident attorneys today to schedule a free consultation. We’ve won over $500 million for our clients and will work just as hard on your case.
